My background, and how it benefits you, the borrower

Working together, we provide home buyers with a seamless and comprehensive experience

Our unique position within the industry enables us to assist savvy investors with the right investments

The best home owner resources I can guide you toward for the best service

We have the ability to find creative solutions for even the most challenging financial situations

NMLS# 246781
DRE# 01120994

The other aspect that sets me apart from the traditional lender/Broker is that because my business model is built (strictly) on referrals and repeat clients – is TIME. Your referrals provide me TIME to do the little things that can make a significant difference in the overall experience I deliver to my family of clients 

Unlike the traditional lender who spends 70% of their time prospecting to find the next “deal” and maybe 30% overseeing your loan transaction. Because of my “By Referral Only” business model and trying I am able to spend 70-80% of my time overseeing the transaction so little things don’t fall through the cracks, return phone calls in a timely dedicated manner, work behind the scene with the underwriter to push through conditions and sometimes have them eliminate unwarranted conditions, write letters upfront with the loan submission for “complicated” situations, and provide guidance to help borrowers raise their FICO scores – which has saved my borrowers anywhere from $1,000 to $12,000 upfront.

WHY would I even spend the time and $ upfront to help raise a borrower’s FICO score if I don’t make more money. It is simple and part of my moral compass. If the tables were turned and someone had the knowledge and experience that could help me – I sure hope they would. And quite frankly, it is the RIGHT thing to do. Karma 

** I also have a firm core belief that it is not how successful we are – but rather how SIGNIFICANT we are in the lives of others ** 

And to simply honor what I say I am going to do.